Applying for a Mortgage

Step One - Research
Start the discovery process, get an idea of what ballpark your loan is in. Use these tools to get an estimate of what you can afford:
What will my mortgage payment be?
How much can home can you afford?

Step Two - Prequalify
Search and compare mortgage lenders with Mortgage101 you can prequalify with up to four lenders at once. Once you’ve found your lender set up an appointment. They can help you figure out what kind of house you can afford. This is a great time to see what type of loan would work best for you.
Search Rates
Prequalify Online

Step Three - Complete Mortgage Application
Mortgage Applications are available online here Provide information on your personal financial situation. Sign a release allowing the lender to run a credit check.
Choosing a Mortgage Company
Your Credit and Mortgage Process

Step Four - Pre-Approved
Your information will be confirmed The Credit report will be checked Subject to appraisal, the loan is approved. Being pre-approved will speed things up for when you find your home
If your Loan is Denied

Search Mortgage Rates
Prequalify for a home loan
Apply for a home loan today!

Service Ratings
  Mortgage Calculators
  Find a REALTOR®
  What's Your Home Worth?
  View Homes for Sale


Gerry Fox Turner
Canyonside Irwin Realty
800 Falls Avenue, Suite 1
Twin Falls ID 83301


Mortgage Calculators
Interest Rates
Should I Pay Points?
What Will My Payment Be?
How Much Do I Qualify For?
Should I Buy or Rent?
Should I Refinance?
Mortgage Library
Apply for a Mortgage Online
Applying for a Mortgage
Loan Program Choices
About Interest Rates
Credit and Mortgages
Refinancing Your Loan

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